Savings with Desmond Credit Union

Whether you are saving for something in the future or just a ‘rainy day’, regular savings is a good idea. Regular savings with Desmond Credit Union is an even better idea.

  • With us, you are a member of a community organisation, a not for profit financial cooperative.
  • Members enjoy equal rights to vote (one member, one vote) and participate in decisions affecting the credit union.
  • If we declare a dividend at the end of the financial year, each share you hold for that year is eligible dividend. The more shares you hold, the greater dividend you receive.
  • You have the added bonus of knowing that your savings are being used to make loans for other members.
  • There are no transaction fees or administration charges, no hidden extras or unexpected costs.
  • There is free life savings insurance at no direct cost to eligible members.
  • Your savings are protected by the Irish Deposit Guarantee Scheme (up to a maximum of €100,000) making us a very secure place to save money. For more information, go to
  • You have easy access to your savings and become eligible to borrow money.