The Central Bank of Ireland is setting up a Central Credit Register under the Credit Reporting Act 2013.
The Central Credit Register is a national database that will, on request, provide:
• a borrower with an individual credit report detailing their credit agreements;
• a lender with comprehensive information to help with credit assessments; and
• the Central Bank with better insights into national trends in the provision of credit.
The Credit Reporting Act 2013 requires us to process your personal and credit information for the Central Credit Register. From 30 June 2017, we will submit personal information to the Central Credit Register that we may already have about you, like:
• your name;
• date of birth; and
• personal public service number (PPSN) – a very important piece of information for matching